http://www.VoxEU.org Recent Andre Güttler articles on VoxEU.org en http://www.VoxEU.org/index.php?q=node/4908 Reint Gropp, Christian Gründl, Andre Güttler, 20 April 2010

Public guarantees in the wake of the global crisis have been wide-spread. This column presents recent research on the effects of a 2001 law to remove government guarantees for German banks. It finds that such guarantees were associated with significant moral hazards and removing them reduced the risk taking of banks, their average loan size and their overall lending volumes.

Full Article: Do public guarantees influence bank risk taking? Evidence from a natural experiment]]> Tue, 20 Apr 2010 00:00:00 GMT http://www.VoxEU.org/index.php?q=node/4908 http://www.VoxEU.org/index.php?q=node/3908 Thorsten Beck, Patrick Behr, Andre Güttler, 28 August 2009

Does gender matter in banking? This column presents evidence from an Albanian bank that it does. Female loan officers build better portfolios, such that loans to borrowers working with a female are significantly less likely to incur arrears.

Full Article: Are women better loan officers?]]> Fri, 28 Aug 2009 00:00:00 GMT http://www.VoxEU.org/index.php?q=node/3908